PRIVACY POLICY
Last Updated: 02/02/2025
This Privacy Policy (“Policy”) describes how TTM Media Ltd (“Company,” “we,” “us,” or “our”) collects, uses, and shares information about you when you visit or use our website at https://www.creditcardsguides.com/ (the “Site”). By accessing or using the Site, you agree to the terms of this Policy. If you do not agree, you must discontinue use of the Site immediately.
1. Who We Are
Legal Entity: TTM Media Ltd
Address: 22 Wenlock Road, London, N1 7GU, United Kingdom
Contact Email: [email protected]
Our Site is intended primarily for residents of the United States. If you reside outside the U.S. or choose to use the Site from another jurisdiction, you do so at your own initiative and risk.
2. Information We Collect
We currently do not require account registration or login. However, we may collect certain information in the following ways:
Information You Voluntarily Provide
Contact Form / Email: If you contact us (e.g., via email), we may collect your name, email address, and any other information you choose to provide.
Feedback or Inquiries: If you submit feedback or inquiries, we collect the information you provide to process and respond to your request.
Information Automatically Collected
Device & Usage Data: We may automatically collect information about how you access and use our Site, including IP address, browser type, operating system, referring URLs, pages viewed, and the dates/times of visits.
Cookies & Similar Technologies: We may use cookies, web beacons, pixel tags, or similar technologies (“Cookies”) to enhance user experience, analyze trends, administer the Site, track users’ navigation, and gather demographic information.
You can often adjust your browser settings to refuse some or all Cookies. Note, however, that if you disable cookies, some Site features may not function properly.
Information from Third Parties
Analytics Providers: We may receive anonymized or aggregated analytics data from services like Google Analytics (if used) that help us understand traffic and usage patterns.
Affiliate / Referral Partners: We may receive some non-personal data (like referral counts) from partners with whom we have affiliate or referral relationships.
3. How We Use Your Information
We use information collected for the following purposes:
Site Operation & Improvement: To operate, maintain, and improve the Site’s functionality and user experience.
Communications: To respond to your inquiries, feedback, or questions.
Analytics & Performance: To monitor and analyze usage, trends, and activities related to our Site.
Legal & Compliance: To enforce our Terms of Use, comply with applicable laws, and protect our rights, privacy, safety, or property.
We do not sell or rent your personal information to third parties for their own direct marketing. Any sharing with third parties is described in Section 4 below.
4. How We Share Your Information
We may share or disclose non-personal or aggregated information (which does not identify you personally) for any lawful purpose. We share personal data only in the following circumstances:
Service Providers
We may share data with third-party vendors or service providers who perform services on our behalf (e.g., hosting, analytics). They are authorized to process your data only as necessary to provide these services to us.
Affiliate & Referral Partners
When you click links to external sites or sign up for products or services via our affiliate or referral partners, certain information (such as a unique tracking identifier) may be shared with those third parties to track referrals and commissions.
Legal Obligations & Protection
We may disclose information to comply with applicable laws, regulations, court orders, or government requests; and/or to protect and defend the rights, property, or safety of TTM Media Ltd, our users, or others.
Business Transactions
If we engage in a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.
5. Third-Party Links & Sites
Our Site contains links to third-party websites (including CardRatings.com and various credit card issuer sites). These third-party websites have their own privacy practices. We are not responsible for the content, terms, or privacy policies of any third-party site. Any information you provide on those sites is governed by their policies, not ours. We encourage you to review the privacy policies of any third-party website you visit.
6. Data Retention & Security
Retention
We keep your information only as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required or permitted by law.Security Measures
We employ reasonable administrative, technical, and physical safeguards to protect the information we collect. However, no method of transmission over the internet or method of electronic storage is entirely secure. We cannot guarantee absolute security.
7. Children’s Privacy
Our Site is not directed to or intended for use by individuals under the age of 13 (or under 18 in certain jurisdictions). We do not knowingly collect personal data from minors. If you believe we have inadvertently collected such data, please contact us so we can delete it.
8. International Users
Although TTM Media Ltd is located in the United Kingdom, our Site and services are aimed at U.S. residents. If you access the Site from any location outside the U.S., you understand that your information may be transferred to, stored, or processed in the United States. By using the Site, you consent to any such transfer, storage, or processing in accordance with this Policy and applicable U.S. laws, which may differ from those in your jurisdiction.
9. Your Choices & Rights
Opt-Out of Cookies
You can usually set your browser to accept or refuse cookies, or to alert you when cookies are being sent.
Contacting Us
If you have questions about the personal information we have about you, or wish to request correction or deletion of it (if any), please email us at: [email protected].
Do Not Track
Some browsers transmit “Do Not Track” signals. We currently do not respond to these signals, as no consistent industry standard for compliance has been adopted.
10. Changes to This Policy
We may update this Privacy Policy from time to time. If we make material changes, we will post the revised policy and update the “Last Updated” date above. Your continued use of the Site after any such update indicates your acceptance of the revised Policy. If you do not agree, please discontinue use of the Site.
11. Contact Us
If you have any questions or concerns regarding this Privacy Policy or our data practices, please contact us at:
TTM Media Ltd
22 Wenlock Road, London, N1 7GU, United Kingdom
Email: [email protected]